Do we need a travel insurance?



Have you check with your insurance agent if your insurance policies cover for International Emergency Assistant? This will come in handy if you going to travel personally. It will be different when you traveling with a company or a government trip that will be a lot safer. Usually I will travel with a government group, so it will be less to think about the personal safety. I never think about travel insurance till I read about MATTA (Malaysian Association of Tour & Travel Agents) stating the important of travel insurance.

When I read back my never read personal insurance policies file and hey, I find the Emergency Medical Assistance and International Travel Assistance included in it. Maybe I miss look it when first time buying the insurance. Now I know my insurance company engage with International SOS to provide emergency assistant when traveling outside Malaysia for a period not exceeding 90 consecutive days for any trip. The service covers are like:

*Telephone Medical Advise (International)
*Arrangement for Hospital Admission
*Arrangement and Payment of Emergency Medical Evacuation
*Arrangement and Payment of Mortal Remains
*Lost passport and luggage assistance

As my travel insurance is just an additional to the original personal insurance, they must be an insurance that specifically design for frequent travelers. This insurance I think will be more comprehensive and makes you don’t feel like a stranger even as far as Iceland!.

Well for Malaysian travelers, MATTA also have insurance protection schemes. Read this from the Star online:-


Tuesday December 16, 2008
Buy insurance, MATTA urges travellers
By ZANI SALLEH

KUALA LUMPUR: Travellers should make sure they are sufficiently insured before travelling abroad.
They must also make sure they deal with agents registered with the Malaysian Association of Tour and Travel Agents (MATTA).

MATTA vice-president John Tan said buying an insurance policy was a necessary precaution in case of unexpected mishaps.

He said anyone could fall sick or even hospitalised while travelling overseas.
“There are various travel insurance protection schemes in the market including MATTA Global Traveller Insurance to choose from,” he said during a press conference yesterday to announce the setting-up of a complaints bureau.

Tan chairs the bureau.
On another related matter, he said customers who encountered problems with travel agents should first complain to MATTA before contacting non-governmental organisations or political parties.
He added that the MATTA Complaints Bureau can be contacted at 03-9287 6881 or e-mail admin@matta.org.my.

Copyright © 1995-2008 Star Publications (M) Bhd

— asmaliana

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